Make Money and Save Money

So I spend most of the year watching every penny I spend and planning every check down to the last streched dollar. I do this for stability, my childrens and my own. I want to give them everything their friends have but I know all too well how quickly a situation can turn and how fast you could lose everything. Christmas is special for my family, no I don’t force feed them full of toys and parties, we spend time together and learn to be a family.

Well, I saved over two-thousand dollars this year with my grocery coupons and rewards cards. I told myself going in that I would do all I could to save as much as possinle and that at the end of the year I would split it between the members of our family. Two-thousand dollars divided by eight people is two-hundred and fifty dollars a piece, not much to some but to us its a fortune.

My husband and I decided that the best use of this money was to put half into the childrens education and our retirement funds and the rest would be spent however each of wanted. I will now brag, my children begged for their own savings accounts, Yeah! I am so proud of them, hopefully this is an indicator that they will be financially wise and independant as they become adults.

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